Privacy Policy

1. At the website associated with Physical Damage Coverage for Fleet Trucks, our commitment to your privacy and data protection is unwavering. This Privacy Policy meticulously details our approach to handling personal data in alignment with numerous privacy standards, including those from Canada (PIPEDA), Quebec (Law 25), the European Union (GDPR), Brazil (LGPD), California (CCPA/CPRA), Colorado (CPA), Utah (UCPA), Connecticut (CTDPA), Virginia (VCDPA), South Africa (POPIA), and others.

2. This Privacy Policy is comprehensive, covering all aspects of the Physical Damage Coverage for Fleet Trucks website, any related applications, services, and products. It’s important to be aware that this policy does not apply to external third-party platforms, applications, products, or services that may be accessible from our platform; each of these has its own distinct privacy policies.

3. Our Privacy Policy delineates how we handle your data during various interactions with the company, such as when you:

   • Engage with our applications and services as a user who has authorization.
   • Navigate through our websites that fall under this Privacy Statement.
   • Interact with us through communications like newsletters, emails, phone calls, or text messages/SMS.

4. We collect a wide array of personal data to facilitate our services and ensure a tailored user experience. The types of data we collect include:

   • Account details necessary for service access.
   • Financial information required for transactions.
   • Payment details essential for processing payments.
   • Purchase history to provide relevant services and offers.
   • Mobile device identifiers for enhanced security and service provision.
   • Location data to offer personalized services and support.
   • Feedback to improve our products and services.
   • Social media information for social features and to better understand our user base.
   • Product-related data to assist with claims or inquiries.
     This data can be collected through direct user input, interactions with our platform, and via automated technologies that we employ. Additionally, third parties may provide us with personal data, always within the confines of their respective privacy policies.

5. To optimize your experience on our website, we use cookies. These cookies are categorized into:

   • Strictly Necessary Cookies, which are essential for navigating our site and using its features.
   • Preference Cookies, which enable a site to remember information that changes the way the site behaves or looks, like your preferred language or the region you are in.
   • Analytics Cookies, which help us understand how visitors interact with our website by collecting and reporting information anonymously.
     Users can manage their cookie preferences through our dedicated Cookie Manager tool.

6. We adhere to a strict data retention policy that ensures your personal data is retained only for as long as necessary to fulfill the purposes for which it was collected or as required by law. Once the purpose has been fulfilled and the legal requirement has lapsed, we take appropriate measures to delete or anonymize the data.

7. To safeguard your personal data, we implement robust organizational and security measures. These include the use of encrypted communication channels and partnering with secure third-party service providers who adhere to strict privacy standards.

8. Our platform is not directed towards, and we do not knowingly collect or process any personal data from, children under 18 years of age without verifiable parental consent.

9. Depending on where you are located, you may have a range of rights regarding your personal data, including:

   • Accessing your personal data that we hold.
   • Rectifying inaccuracies in your personal data.
   • Requesting the erasure of your personal data, when applicable.
   • Restricting the processing of your personal data under certain circumstances.
   • Data portability, which allows you to obtain and reuse your personal data for your own purposes across different services.
   • Objecting to certain types of processing, such as direct marketing.
   • The right to non-discrimination for exercising privacy rights.
   • Filing an appeal or complaint with our privacy team if you believe we have not adequately addressed your concerns.
   • Withdrawing consent at any time where you previously provided your consent for processing your personal data.

10. Should you have any inquiries, wish to unsubscribe from our communications, or have questions related to your personal data, please reach out to us via email at contact@physical-damage-coverage-for-fleet-trucks.trustedstandard.com or by sending a written correspondence to the address provided on our website.

This Privacy Policy is designed to ensure transparency and provide you with the necessary information regarding how we handle your personal data within the scope of our services.